Lowe's
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Payment & Secure Checkout

Last updated: August 2026

Accepted payment methods

We accept Visa, Mastercard, American Express and Discover credit and debit cards. Card payments only — we do not offer cash on delivery.

Security

Checkout is encrypted end to end and processed by Stripe, a PCI-DSS Level 1 provider. Your card number never touches our servers.

When you are charged

Your card is authorized at checkout and captured when your order is confirmed for shipment. If we cannot fulfil the order, the authorization is released in full.

Sales tax

Sales tax is calculated at checkout based on your shipping address, where required by state law.

Failed or duplicate charges

Pending authorizations from a declined attempt drop off automatically within a few business days. Contact us if a duplicate charge posts and we will resolve it immediately.